How Nigeria’s Central Bank Governor Lavished Public Funds On Married Mistress-PREMIUM TIMES

CBN Governor, Sanusi Lamido Sanusi (left); Maryam Waisu Yaro (right)
By Premium Times

Twenty minutes to midnight on February 25, 2013, and a day before the board of the Central Bank of Nigeria was due to meet, Governor Sanusi Lamido Sanusi developed a craving for romance—he badly needed a kiss.

The governor, married, with children, grabbed his mobile phone and typed out a message.  “Maybe you should come kiss me before board meeting tomorrow,” Mr. Sanusi wrote and then squeezed the send button.

At about 9 a.m. the next day, Mrs. Maryam Yaro, a married mother of two, an assistant director and subordinate to the governor at the CBN, arrived Sanusi’s unnamed Abuja hotel, seeking to keep the date and help address her boss’ craving for a kiss.  (Insiders say board members, including those who live in Abuja, are usually lodged in hotels ahead of board meetings).

But by the time Mrs. Yaro left the hotel to return to her official desk at the CBN, the duo had also struck out an arrangement to spend the rest of the week together in Lagos.

So, in the evening of Wednesday February 27, Mrs. Yaro flew to Lagos ahead of Mr. Sanusi and checked into a hotel in the city, skipping work, at taxpayers’ expense, on Thursday February 28 and Friday, March 1.

To keep faith with Mrs. Yaro’s date, the CBN governor arrived Lagos, travelling on a chartered flight, on the night of February 28, and checked into the Federal Palace Hotel, passage and boarding all at taxpayers’ expense.

Both Mr. Sanusi and Mrs. Yaro rendezvoused in the hotel till Sunday when both of them returned to Abuja, PREMIUM TIMES learnt.

“…I had such a wonderful weekend,” Mrs. Yaro confessed to the governor while aboard her Abuja-bound flight. “You have revived in me what I thought I lost long ago. I thought I lost the passion to love again,” she claimed.

“Alhamdulillahi. Love you,” Mr. Sanusi responded in a measured tone.

Insiders say repeated violation of the statutory code of conduct for public office holders such as hiring his girlfriends and mistresses without complying with public service rules, dating married and unmarried women within the bank, and flirting with them during official work hours have become defining characters of Mr. Sanusi’s governorship of the central bank.

An official of the bank spoke of how Mr. Sanusi had enthroned nepotism at the bank, arbitrarily hiring girlfriends and relatives and engaging in extramarital relationships with staff.

“This man (the CBN governor) is the most morally bankrupt governor the CBN has ever had,” the official, who did not want to be named for fear of retribution, told PREMIUM TIMES. “Forget all the pretences, he is a shameless man of loose character.”

Investigations by this newspaper revealed that Mr. Lamido hired his latest mistress, Mrs. Yaro, without complying with the CBN recruitment policy that stressed, “all appointments shall be made on the basis of merit, through a fair and open selection process.”

“The principles underlying the recruitment process are those of fairness, credibility, equal employment opportunities, merit and optimization of career prospects for currently employed staff,” the bank said on its website.

But Mrs. Yaro, insiders say, was hired in July 2012 without adherence to these principles. Those who should know say Mrs. Yaro, who was a staff at the National Programme on Food Security, an agency under the Federal Ministry of Agriculture, was brought into the bank as assistant director without  “advert for the vacancy and after a kangaroo interview.”

When contacted, Mr. Sanusi said due process was followed in hiring Mrs. Yaro.

He said having worked for years in the ministry of agric, Mrs. Yaro came highly recommended and qualified for the job for which she was hired.

The CBN governor continued, “I have known Dr. Yaro since 1981. She was my student in Yola and she later came to ABU Zaria. We have been very good friends but this is not why NIRSAL took her. You may wish to check her CV against all the other CVs in NIRSAL. And she did go through an interview process with the NIRSAL CEO making the decision not CBN HR.

“As for the personal allegations, this is all strange to me but I have a personal policy of not responding to such allegations since in Nigeria anything can be published on any public officer without proof.  I have limited myself to what concerns official allegations and leave you to your God and your conscience on whatever else you want to publish. Thank you for telling me though.”

Mrs. Yaro however declined comments when contacted by PREMIUM TIMES.

“Be careful what you are saying,” she told one of our reporters on the telephone. “I have nothing to comment to you on anything.”

When asked if she would be willing to respond to specific questions about her trips to Lagos to keep dates with Mr. Sanusi, she simply said, “Whatever it is, I don’t know. Will you just let me be?”

But our investigations revealed that the governor’s claim was far from accurate. Through several interviews and review of records, PREMIUM TIMES was able to determine that Mrs. Yaro and Mr. Sanusi had dated each other for at least six months before she was hired.

Insiders say Mr. Sanusi repeatedly pestered the human resource department of the bank ordering it to bring Mrs. Yaro’s application to him for approval. And once the file reached his table, the governor wasted no time in treating it.

On June 25, 2012, Mr. Sanusi, who was travelling in South Africa at the time, telephoned Mrs. Yaro to break the news to her that he had approved her recruitment in what critics consider a clear conflict of interest and a violation of a provision of Nigeria’s Code of Conduct which stipulates that “a public officer shall not put himself in a position where his interest conflicts with his duties and responsibilities.”

Mrs. Yaro, (whose businessman husband, Ahmed, is largely based in Kaduna but visits Abuja regularly) assumed duties at the CBN in the first week of September 2012 and was deployed to the Development Finance Department.

The department then put her in charge of the bank’s Nigerian Incentive-Based Risk Sharing System For Agricultural Lending, (NIRSAL), a unit that attempts to fix the agricultural value chain, so that banks can lend with confidence to the sector and, encourages banks to lend to the agricultural value chain by offering them strong incentives and technical assistance.

Sources said Mrs. Yaro married Ahmed (or Shuaib, according to another source) six years ago after her first husband, Waisu Yaro Bodinga (then an executive director at the Nigeria Ports Authority) died in the ill-fated ADC plane crash of 2006.

The romance between Mrs. Yaro and Mr. Sanusi became even hotter after she began work at the bank, with the two lovers regularly exchanging telephone calls and text messages during work hours to profess love for each other.

At times, Mrs. Yaro would remain in her office far beyond close of work to enable her to keep appointments with the CBN governor, records show.

Sometimes, Mrs. Yaro would raise concerns about Mr. Sanusi’s other girlfriends and mistresses (such as Sutura and Rose) and how they were blocking her from getting the governor’s full attention, but the relationship continued nonetheless.

Mrs. Yaro also began to have access to confidential information known only to top management and board of the bank, insiders say.
At a point, one source said, she began to strategise to corner contracts for one Goke Akinboro, the Chief Executive Officer of Lagos-based Cellullant Limited, an information technology company. Mr. Akinboro is also described as “very close” to Mrs. Yaro.

On March 15, 2013, the CBN lovers headed to Lagos again for another weekend of fun. The initial plan was for the duo to fly to the nation’s commercial capital on Saturday, March 16, returning to Abuja on Sunday. But the trip had to be brought forward by a day after the lovers realized that the Area Council election in Abuja was holding that Saturday and that movement might be restricted.

Mrs. Yaro arrived Lagos on the night of March 15, and immediately checked into the Radisson Blu Anchorage Hotel on Victoria Island. Mr. Sanusi flew from Kano to Lagos via chartered jet on the bills of the Nigerian taxpayers. He arrived at about 11 p.m., stopped by his Ikoyi home, before dashing to the hotel where Mrs. Yaro was waiting in a seductive dress in Room 23. The lovers spent that night and the next day together in the hotel.

As he flew into Abuja March 17 on a chartered jet, Mr. Sanusi sent a message to Mrs. Yaro saying, “Love. Just landed in Abuja. Thank you for a wonderful weekend.” Mrs. Yaro replied, “Alhamdulillah. I had a wonderful weekend too. I am able to get the 3:15 flight on Arik Air. Love you.”

But in-between those rendezvous in Lagos, Mr. Sanusi and Mrs Yaro also found time to get together elsewhere.  They were to meet on March 11, 2013, in Makurdi but somehow Mrs. Yaro could not make it to the Benue State capital.  But earlier on February 14, (Valentine’s Day), the lovers had a good time together in Maiduguri. Although, the two of them travelled to the city on different missions, they somehow found a way to get together.

At a point, Mrs. Yaro voiced open frustration when Mr. Lamido delayed in taking her calls as she tried, frantically, to track him down. “I’m thinking that one Shuwa girl has snatched you away from me,” Mrs. Yaro wrote in a message. “I don’t trust them (Maiduguri girls) with you.”

A velvet-ranking figure within Nigeria’s economic and political circles, Mr. Sanusi, is generally perceived as one of the intellectual anchors and moral conscience of this administration. When his five-year term expires next year, he has indicated he would not renew his contract. Mr. Sanusi has a well-advertised ambition to become the future emir of his native Kano, where he is already a top chieftaincy holder (Dan Maje Kano). Dan Majen Kano, a historic title, which means Son of Emir-Maje, is reserved for the royal family members from the Kano Habe dynasty.

A zigzag prospect to run for the Nigerian presidency is also believed to be floating in the horizon for Mr. Sanusi.
Multiple sources at both the CBN and First Bank, where Mr. Sanusi was managing director before his appointment to the central bank, describe the governor as an “incurable womanizer.”

“This guy seems unable to resist anything in skirt, and it is unfortunate that a lot of young people look up to him as an example,” one of Mr. Sanusi’s aides in Abuja said, expressing widely held concerns in banking circles that “It is sad that he wouldn’t even let married women be.”
Mr. Sanusi, 51, appointed CBN Governor on June 3 2009, is a smart economist and award-winning banker with a background in risk management.

He holds a graduate degree in economics from the Ahmadu Bello University, Zaria and a diploma in Sharia and Islamic Studies from the African International University in Khartoum, Sudan. Today, Mr. Sanusi is also commonly regarded as an important voice in Islamic jurisprudence.

The Banker, the UK-based financial magazine honoured him in 2010 as global Central Bank Governor of the Year as well as African Central Bank Governor of the Year. In 2011, the TIME magazine listed Mr. Sanusi in its annual publication of 100 most influential people.

At the African Banker Awards gala dinner held Wednesday in Morocco, Mr. Sanusi also emerged the “2013 Africa Central Bank Governor of the Year.”

“There  is no doubt that he is a fairly effective banker,” an official of one of Nigeria’s leading banks, who requested anonymity  for fear his bank might be targeted, told PREMIUM TIMES. “But he is a man of zero morality despite his public posturing.  It is really sad.”

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Journalism is noblest of all professions

Pretending to disbelieve this exposé so as to tease out more information from Saharareporters which Sanusi Lamido can use to invent a fresh defence that would not be exposed as lies, again, by Saharareporters, is cheap trick.

It is journalists, rather than lawyers, who are in the noblest of all professions, for their exceptional altruism, to merit the respectful address of "The 4th Estate of the Realm" - which denotes a high level of thought in journalism equal to that of the best in British parliament.

It is easier to go back and forth on ZINA (adultery), as an Islamic term, than to provoke a journalist to disclose his evidence, and even regarding Zina, there’s no need for four (4) witnesses in Islam, once a confession exists in permanent form, like Sanusi Lamido’s “come and kiss me before the board meeting” text message to Mrs. Yaro.


Sanusi has his head buried in the sand thinking no one is seeing him, like the ostrich. He is even thinking that the whole affair will be wished away. But is he right?

The record with the Hausa-Fulani on the issue of accountability is very poor. Their leaders behave like untouchables while they oppress the poor and women like is stipulated in Islam. Some bigots may rush at me and say that I got it all wrong about Islam ... Well let's see how Sharia will handle this case compared to how they handled the cases of poor people (and women) that we have been witnessing.

Assuming that Sharia is genuine, then Sanusi is really between a rock and a hard place. The Federal government and Sharia. Sanusi may be hiding his head in the sand until he is caught up in the hammer of the federal government and the anvil of the Sharia (if Sharia is genuine)

OR he may want to stop the embarrasment by playing the Russian Roulett ....

Why I dont believe this story entirely

For me, this is where the plot was lost, and why I don't believe the story. Yet.

"He arrived at about 11 p.m., stopped by his Ikoyi home, before dashing to the hotel where Mrs. Yaro was waiting in a seductive dress in Room 23."

If they can prove how they know this for a fact, then I would believe.
Until then, this is absolute propaganda.

Monumental abuse of Office

The more often you see bigotry, the more the absolute the absence of any trace of God. Many women and girls are currently living with this kind of abuse- at school, college, workplace etc.
Whether married or not, the woman isn't his wife; and he did not meet her on the street! Let him face the music.

Sanusi's abuse of office

You see, when you see a religious bigot you will see the complete absence of any trace of God; his regular appearance in turban is to intimidate and create confusion, the style preferred by elites in poverty-stricken areas. Whether married or not the mistress isn't his wife. This is one of the many abuses females live with, at school, the work place etc. The corruption Nigerians talk about is resources corruption; this one is integrated corruption; and as usual, the issue will fizzle away. There is need to review all appointments effected by the mallam.

To Hajia(s) of the aspiring Emir of Kano (Lamido Sanusi)

In all this, please spare a kind thought for Sanusi Lamido's four wives at home who must be deeply shamed by this public disclosure of Sanusi Lamido's office romance with Mrs. Yaro.

Women tend to look in the mirror when such disgrace happens and wonder if they are so un-attractive that their husband would ignore all four of them to text "Come and kiss me before the board meeting tomorrow" to another woman outside.

Marriage is quite a difficult risk for women. It is best enjoyed when the husband brings honour and money but NOT when Sanusi Lamido brings disgrace home as the worst CBN Governor Nigeria's ever had. For his wives, their high dreams of becoming the Hajia(s) of the next Emir of Kano have all but vanished. What a shame!

Sanusi and condom

I WANT to see that


and then all is forgiven !


SANUSI IS STILL MY HERO - Story is too weak

The trail of events and the prospect of what the CBN governor holds is not in doubt. Investigative journalism should have bared it all on which mobile number text messages was sent and which number recieved such to enable the reading public place it right. Mrs Yaro has her home to primarily contend with in the face of the scandal. The whole story looks like a ploy to either discredit the CBN governor should he change his mind not to seek a second term in office, or should he eventually emerge as a prospect for presidency. Also, with such high immoral accusation, he might as well "kiss" a good bye to the throne he has expressed his intention to one day attain.
Those who understand board room politics will testify that the whole episode is a distraction. More facts required to substantiate the whole story.


On behalf of law-abiding decent tax payers and citizens, i hereby apologize to Mr Yaro for being robbed and despoiled by our Chief custodian of Treasury. The Government must have made a mistake in reposing such confidence in a man who can clandestinely process and take what does not belong to him. This is mere euphemism for pilferage or stealing. What else do you call another's wife with a concubine? OLE, BARAWO. Supposing Mr Yaro had caught him in the act and a physical combat ensued? We could have lost Sanusi to infidelity. We cannot therefore trust such a man with our Treasury any longer. We are reacting because of what we know,what of the ones untold? Mr President, please help.


CBN Governor Sanusi is my role model, a man I truly respect and honour. in fact if he were to vie for the Presidency i'll be among his supporters. Sanusi like so many great men has allowed a woman to ruin him, his reputation, respect and the fact that he dated married women has made him no longer my hero. I will therefore advise him to resign honourably to avoid further embarassment because with such facts, he has been nailed.


Well said, thank you.


@AYEGORO OKIKI , I beg to disagree with you.
It seems obvious that the victim in this soap opera is Mrs Yaro. Imagine what would have happened to her if she refused Sanusi's overtures. She would never have smelt the CBN. Worse still, she would have lost her job at the time. What she did is the usual response in Islam when the weak is confronted by the powerful.

When Mohammed was lusting after his daughter in-law,Zaynab the wife of Zayd bin Muhammad, his son, the young man sensing that his life was in danger (because of Mohammed's insatiable sexual drive) told Mohammed that he would divorce Zaynab so that Mohammed could marry her. That was how Zaynab became the wife of Mohammed, the prophet of Islam.

The woman's husband should sue Sanusi and demand billions. Only the Nigerian law will protect her and her husband NOT Sharia

On a prayer for the Islamic restoration of Imaan

Thank you, Man of God, for asking our prayers. Allah will restore “imaan” (faith) to Sanusi Lamido if he repents but imaan will not come freely. It may even be late, since the Hadith requires repentance before sunset, whereas this office adultery, according to Premium Times, had run until February 27 and beyond, without repentance.

I thank all Islamic scholars worldwide who contributed to this discussion, including lawyers and the several women who assessed the newsreport from various intelligent angles.

Everyone has contributed to our mutual enlightenment, including those who impossibly sought to exonerate Sanusi Lamido Sanusi for this intentional offence. Whether or not Sanusi can re-experience “imaan” is a separate matter in Islam from the civil law of summary dismissal from his post as CBN Governor. Thank you all.

Pray for Sanusi Lamido Sanusi

Please pause and say a short prayer for Sanusi Lamido Sanusi. Beseech the Most High to touch him at his time of trials and remove all other evil spirits from his darkened soul. Pray that he may come into the light of truth that sexual crime does not pay and become freed from the evil spirit of stealing what does not belong to him.

Pray that all thoughts of tribalism be banished from his narrow mind so that he may grow up into a thinking adult who can see a tapestry of human beings forming humanity as each endowed by the Creator with the equal freedom to pursue life, liberty and happiness.

In closing, pray the Almighty Allah do return Imam (faith) into Sanusi Lamido's life just so that he may genuinely respect others, tell less lies, and become less supercilious to realize the modesty of his knowledge amongst his superiors so that he can learn contentment in his middling station in life.


Mrs Yaro represents the type of mother a child would pray NEVER to have. With this type of revelation her children stand to curse her for causing such a permanently documented embarrassment. It is a big reproach, when her children would be confronted with these hard facts by peers and suitors in future. If what we are seeing is true, then she easily passes for a loose woman, that of an easy virtue.

Adultery with married lady as 2nd highest sin in Islam

“In today’s English, the word used for a married person who engages in unlawful sexual intercourse is adultery; but for the single person who engages in sexual intercourse it is fornication. Unlike English, Arabic has only one word for both cases – zina".

"Throughout the history of the religions, zina has been prohibited. Zina is more likely ranked as the second major sin in Islam". The Prophet (s.a.w) said: 'There is no sin after shirk (polytheism) greater in the eyes of Allah than a drop of semen which a man places in the womb which is not lawful for him.' Zina was mentioned after the two grave sins of shirk and murder. A person has committed zina if they voluntarily and deliberately perform sexual intercourse with other than one’s spouse”

………………Koranic Exegesis By Islamic Scholar, Bilal Dannoun.


How many other victims does he have in Central Bank, esspecially in this culture of silence. There would be others too in FIRST BANK. Sanusi is unfit for this exalted and other similarly exalted offices. An ivestigation should be conducted to detrmine his stock of victims.

@Arc_Abdoul - Sharia

The limbs of many poor people have been amputated in the Sharia north since it came into effect. Right? Please tell us the worth of what each of them stole. Your comments show how difficult it is for the rich and powerful to be convicted by Sharia. That is why the belief that SHARIA is meant for the oppression of the poor and voiceless (as well as for political control) is credible. If Sharia is impartial, we want to see justice on Sanusi. If you don't want him amputated, he can at least be STONED to death for adultery. But I doubt it will happen. To me another word for sharia is hypocrisy


@Curious wrote:
"When Mohammed was lusting after his daughter in-law,Zaynab the wife of Zayd bin Muhammad, his son, the young man sensing that his life was in danger (because of Mohammed's insatiable sexual drive) told Mohammed that he would divorce Zaynab so that Mohammed could marry her. That was how Zaynab became the wife of Mohammed, the prophet of Islam."

I agree



My sincere advice to Sanusi Lamido

There is life after Central Bank and one expects Sanusi Lamido, at 52, to know that. He should not be publicly seen as desperate to hold onto a job in which he now lacks moral authority. The honourable thing to do is to quit.

He can’t hold this job credibly anymore without risking further reputational bruises. He can’t issue disciplinary orders on staff moral failure or give CBN staff instructions on ethical rules, without provoking laughter.

There is such a time in the life of a man when he must look himself in the mirror, concede error, quit the crime scene, and start a new life. Public service has its perks and perquisites but also its snares and catastrophes. When the latter comes, a man of valour renounces the former, accepts the latter, and quietly folds his tent.

Central Bank of Nigeria's Potential Liability

Nigeria's Central Bank of Nigeria (CBN) has no liability on the facts of Sanusi Lamido’s sexual relations with a subordinate, married employee, but the CBN bank may yet incur liability, depending on its action or inaction.

Employers have a duty to emplace rules against illicit sexual relations within office premises. Those rules need not be stated in CBN policy since they’re deemed incorporated by law.

If however CBN condones Sanusi Lamido’s violation, the bank risks liability in a tort suit that may be brought by Mr. Yaro, whose marital rights were violated by Sanusi Lamido within the CBN premises. CBN liability will attach by condonation and will not be attenuated by Mrs. Yaro’s consent to kiss Sanusi Lamido in the office at Sanusi Lamido’s request.

Sanusi Lamido's Sex inside CBN Office

All over the world, sex with a married employee in the office is gross mis-conduct. Even if Nigeria is a failed state, it has not obscured all understanding of that. From CBN’s point of view, meretricious sex in the office is tantamount to conduct prejudicial to the smooth running of the bank because sex fetters personnel discretion by forcing it into a compromise.

Amongst intelligent discussants there’s no debate on this point. The facts were not published behind Sanusi Lamido’s back. They were firstly notified to him for his denial or admission before Premium Times' publication.

Sanusi Lamido personally reviewed the facts before its publication and voluntarily threw in the towel by not denying the facts. It does not lie in anyone’s mouth to now cry more than the bereaved.

There's a big difference

There's a big difference between a man's entitlements and what he can afford...A man who is entitled to 25k (officially) might be able to afford a chartered jet depending on his financial status...
On the issue of adultery, I think its best not to make judgements because a written piece of information on a journal is no evidence, a muslim should know that there has to be four witnesses before one gets convicted as an adulterer or fornicator.....for now we are in no position to judge him on the basis of what i believe is false information...

There's a big difference

There's a big difference between a man's entitlements and what he can afford...A man who is entitled to 25k (officially) might be able to afford a chartered jet depending on his financial status...
On the issue of adultery, I think its best not to make judgements because a written piece of information on a journal is no evidence, a muslim should know that there has to be four witnesses before one gets convicted as an adulterer or fornicator.....for now we are in no position to judge him on the basis of what i believe is false information...

@Excisionist your words of

@Excisionist your words of contempt for the Shari'ah seem unconcealable not even by your ignorance of what it entails. fyi, there about 7 conditions which MUST be met before a thief's hand can be cut off among which is a minimum worth of 4.4grams of gold or its equivalent...and we all know that a cup of rice is not an equivalent. It is very obvious you have a habit of believing non-factual pieces of information written by people with whom you share the same notions, you should also have a confirmation showing the CBN governor is as guilty as accused before you make judgements...

Sanusi Lamido's chartered private jet

A few un-convincing sympathisers of Sanusi Lamido writing below pretend to have totally missed noting that Sanusi Lamido is also reported (above) to have chartered a private jet, possibly for Valentine Day cruise, costing between 3-5 million Naira, at tax-payers expense.

Whereas, Sanusi Lamido had lied to the public that he's only entitled to ₦25,000 a day outside Abuja. For that lack of honesty, i am yet to read a good defence of Sanusi Lamido.

All that his few sympathisers struggle to write, without much conviction or logic, is mere senseless appeal to "northern solidarity", which is misplaced in this case of adultery, without any respect for either ethics or public policy, and without any compassion for Mrs. Yaro's husband.

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