According to the document, N145.7 billion is projected to be borrowed in 2025, N184.1 billion in 2026, N166 billion in 2027, and N163.8 billion in 2028.
A review of the Kaduna State Medium-Term Fiscal Framework by SaharaReporters has shown that the state plans to borrow a total of N659 billion between 2025 and 2028.
According to the document, N145.7 billion is projected to be borrowed in 2025, N184.1 billion in 2026, N166 billion in 2027, and N163.8 billion in 2028.
The review further shows that the state plans to spend N275 billion on debt servicing within the same four-year period.
In 2025, N70.8 billion is projected for debt servicing, while N76.6 billion is planned for 2026. An estimated N66.3 billion is earmarked for 2027, with the projected amount for 2028 standing at N61.9 billion.
While the state plans to rely heavily on loans and allocate significant funds to debt servicing, an earlier SaharaReporters’ review of the Kaduna State 2025 approved budget shows that the State House of Assembly intends to spend more on constructing the Speaker’s and Deputy Speaker’s residences, as well as on the purchase of vehicles for lawmakers, than on constituency projects.
According to the budget document, N3.8 billion was earmarked for the purchase of 36 Toyota Camry XLE Hybrid vehicles in the 2025 approved budget. Already, N1.5 billion was spent on the same purpose between January and September 2024.
Another N1.5 billion was budgeted for the construction of the Speaker and Deputy Speaker’s residences.
This means that the planned expenditure on the 36 XLE vehicles (N3.8 billion) and the construction of the Speaker and Deputy Speaker’s residences (N1.5 billion) amounts to a total of N5.3 billion.
Further review shows that only N4 billion was budgeted for "contingency funds for legislative oversight (contingency funds)."
This indicates that the state plans to spend more on lawmakers’ luxury items than on constituency projects intended to benefit residents across Kaduna State.
Beyond the expenditure on lawmakers’ personal comforts, the budget also allocated N1.5 billion for the renovation and remodelling of the Lugard Hall complex, with N499 million already spent on the project between January and September 2024.
This development comes amid ongoing concerns over developmental challenges facing Kaduna State and Nigeria as a whole.
According to data from the National Bureau of Statistics, 29% of school-aged children in Kaduna State are deprived of access to education. The data also shows that 73% of households in the state lack access to sanitary facilities, while 64% are deprived of clean drinking water.
Despite these challenges, the state budgeted only N40 million to rehabilitate ten boreholes, translating to an average cost of N4 million per borehole.
By comparison, the N3.8 billion earmarked for lawmakers’ XLE vehicles could rehabilitate about 950 boreholes, significantly addressing the state’s water and sanitation challenges.
The state also allocated N40.5 million for the construction of public toilets. At that rate, the N3.8 billion budgeted for lawmakers’ vehicles could fund the construction of approximately 940 public toilets.